Clark Craziness

I want to hear from all of you, your thoughts on lists. I am talking, let's put all this down on paper, work to pay each of them off at a time and look at the big picture kind of lists. I'll admit, my husband and I have never "planned" and it's to the point that I am tired of living like we are teenagers. Oh, don't get me wrong, I have tried to plan, but it's VERY difficult to plan one sided. So now, I am working out a two year plan. A plan that includes getting everything off our plates that went sour when we both lost our jobs last year, a plan that includes new furniture, a tv and so on. Eventually we want to sell our house and move to a home that fits us a little better than this one does. But again, this is 2 years away due to our mortgage still having 2 years to go and now our credit is teetering on the brink.